About 905 Autos
A local Niagara auto-finance broker built on honest claims — same-day approvals, no hard credit pull, and no fees to you.
Last updated · June 2026
Our Story
905 Autos was created with a simple mission: to help people across Niagara and the GTA get approved for reliable vehicle financing, regardless of their credit situation.
We understand that life happens. Job loss, medical bills, divorce, or simply being young and having no credit history shouldn't prevent you from getting the transportation you need. That's why we've built relationships with trusted Canadian lenders who work with all types of credit situations.
Based in the heart of the Niagara Region, we proudly serve customers throughout the Greater Toronto Area and beyond.
Our Mission
To provide honest, transparent, and judgment-free auto financing that helps our customers rebuild their credit while getting the reliable transportation they need.
Our Values
Transparency
No hidden fees, no surprises, no fine print tricks.
Respect
Every customer deserves to be treated with dignity.
Speed
We know you need answers quickly, not next week.
Results
We don't get paid unless you get approved.
Why people trust us
Licensed Ontario Broker
Licensed and registered to arrange auto financing in Ontario.
Lender Partnerships
Working relationships with multiple Canadian lenders, including ones that specialize in tough credit.
Second-Chance Focus
We work with bad credit, bankruptcy, and consumer proposals — most credit situations.
Privacy Compliant
PIPEDA compliant with secure data handling.
No-Pressure Approach
No hard credit pull to see your options, and no obligation to proceed.
Community Focused
Proud member of the St. Catharines business community.
Areas We Serve
While we're based in St. Catharines, we proudly serve customers throughout Ontario, with a focus on:
Niagara Region
- St. Catharines
- Niagara Falls
- Welland
- Thorold
- Port Colborne
- Niagara-on-the-Lake
- Fort Erie
- Grimsby
Hamilton & Surrounding
- Hamilton
- Stoney Creek
- Ancaster
- Dundas
- Flamborough
- Binbrook
Greater Toronto Area
- Toronto
- Mississauga
- Brampton
- Markham
- Vaughan
- Richmond Hill
- Oakville
- Burlington
Other Ontario Cities
- London
- Kitchener-Waterloo
- Windsor
- Ottawa
- Kingston
- Barrie
- Oshawa
- Peterborough
Vehicle Delivery Available
Can't make it to our location? We offer vehicle delivery throughout our service area for qualified purchases. Delivery fees may apply based on distance.