About 905 Autos
A Niagara-based vehicle-financing application and matching service built around clear consent and independent provider decisions.
Last updated · June 2026
Our Story
905 Autos provides vehicle-financing application intake and consent-governed matching for people across Niagara and the GTA, including applicants with challenged or limited credit.
We understand that life happens. Job loss, medical bills, divorce, or limited credit history can affect an application. Applicants may still submit truthful information for assessment by participating providers.
Based in the heart of the Niagara Region, we proudly serve customers throughout the Greater Toronto Area and beyond.
Our Mission
To provide a clear, respectful application-intake and matching process while leaving approval, offer, and vehicle decisions to participating providers.
Our Values
Clear Information
Application matching, provider roles, and applicant choices are explained plainly.
Respect
Every customer deserves to be treated with dignity.
Applicant Choice
Applicants decide whether to proceed with any provider response or offer.
Transparent Compensation
905 Autos may receive compensation for a referral or completed transaction.
How the service works
Application Intake
Applicants submit one canonical vehicle-financing application.
Consent-Based Matching
Applications may be shared with participating providers only as described in the displayed consent.
Applications Across Credit Histories
Applicants with limited or challenged credit may submit; providers apply their own criteria.
Independent Provider Decisions
Participating providers decide independently whether to respond and what terms to offer.
No-Pressure Approach
Submitting the 905 Autos application does not authorize a credit report or credit check, and there is no obligation to accept an offer.
Niagara Based
The application service is based in the Niagara Region and accepts applications from listed service areas.
Areas We Serve
Applications may be submitted from communities throughout Ontario, with a focus on:
Niagara Region
- St. Catharines
- Niagara Falls
- Welland
- Thorold
- Port Colborne
- Niagara-on-the-Lake
- Fort Erie
- Grimsby
Hamilton & Surrounding
- Hamilton
- Stoney Creek
- Ancaster
- Dundas
- Flamborough
- Binbrook
Greater Toronto Area
- Toronto
- Mississauga
- Brampton
- Markham
- Vaughan
- Richmond Hill
- Oakville
- Burlington
Other Ontario Cities
- London
- Kitchener-Waterloo
- Windsor
- Ottawa
- Kingston
- Barrie
- Oshawa
- Peterborough
Provider Vehicle Options
Vehicle availability, pickup or delivery options, timing, and fees depend on the responding provider and must be confirmed directly.