Financing Options for Every Situation
No matter your credit history, we have solutions designed to get you approved and on the road.
Bad Credit Auto Loans
Credit score under 600? We specialize in helping people with damaged credit get approved for reliable vehicles.
No Credit Car Loans
First time buyer or new to Canada? Start building your credit history with an auto loan.
Low Income Financing
Limited income? We work with lenders who focus on affordability, not just credit scores.
Bankruptcy Auto Loans
Discharged or undischarged bankruptcy? We can still help you get approved.
How Auto Financing Works
Our streamlined process gets you from application to approval quickly and easily.
Check Your Options
Fill out our simple pre-qualification form. It takes less than 3 minutes and won't affect your credit score.
Review Your Approval
Our team matches you with the best financing options from our network of trusted Canadian lenders.
Choose Your Vehicle
Once approved, browse our inventory of quality used vehicles and pick the one that fits your needs and budget.
Drive Away Happy
Complete your paperwork and drive away in your new vehicle. Many customers complete the entire process same-day.
What You Need to Get Approved
Getting approved is easier than you think. Here's what most lenders require:
✓ Required Documents
- •Valid Ontario driver's license or government ID
- •Proof of income (pay stubs, tax returns, or bank statements)
- •Proof of address (utility bill or bank statement)
- •References (2-3 personal or professional contacts)
✓ Basic Requirements
- •18 years or older
- •Steady source of income ($1,500+/month)
- •Valid driver's license
- •Canadian resident or permanent resident
Frequently Asked Questions
Get answers to common questions about our financing process
We work with all credit types! Whether you have excellent credit (720+), fair credit (600-659), poor credit (below 600), or no credit history at all, we have lending partners who can help. Our network of 15+ Canadian lenders means we can find financing options for almost everyone.
Still have questions?
Can't find what you're looking for? Call us at (905) 555-0199 or send us a message - we're here to help!