Bad credit? No credit? No problem. We work with 15+ Canadian lenders to get you approved today.

✓ No Hard Credit Pull
⚡ Same Day Approval
🔒 Secure & Private

See Your Buying Power

✓ No SIN Required
✓ No Credit Impact

🔒 Secure & Private • No Hard Credit Pull

No Hard Credit Check
Same Day Approval
🔒Secure & Private
All Credit Types
🚗Local Dealers
Free to Apply
No Hard Credit Check
Same Day Approval
🔒Secure & Private
All Credit Types
🚗Local Dealers
Free to Apply

How 905 Autos Gets You Approved

Getting approved for a car loan has never been easier. Our simple 3-step process takes the stress out of auto financing.

Apply Online
1

Apply Online

Fill out our simple, secure form in under 3 minutes. No impact to your credit score.

Get Matched
2

Get Matched

We match you with financing options from trusted local Niagara and Hamilton lenders.

Choose Your Car
3

Choose Your Car

Pick a reliable vehicle that fits your budget and lifestyle. Drive away happy.

Who We Help

No matter your credit situation, we have financing solutions designed for you. Everyone deserves a reliable vehicle.

📊

Bad Credit

Credit score below 600? We specialize in helping people rebuild their credit with affordable auto loans.

🌟

No Credit History

First job? New to Canada? We make it easy to get your first car loan and start building credit.

🎓

First-Time Buyers

Buying your first car is exciting. We guide you through every step with no pressure and clear answers.

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Budget-Conscious

Looking for reliable transportation without breaking the bank? We find options that fit your budget.

Why Drivers Trust 905 Autos

All credit types accepted
Fast same-day approvals
Local Niagara & Hamilton dealers
Low payments & flexible terms
No pressure, no dealership games
Real support from local experts

Why Customers Choose Us

We help people with all credit situations find the vehicle they need. No judgment, just solutions.

What Our Customers Say

⭐⭐⭐⭐⭐
Bad Credit Approved
Got approved with a 580 credit score! Found the perfect Honda Civic in just 3 hours.
Sarah M., Toronto
Purchased: 2022 Honda Civic
⭐⭐⭐⭐⭐
Same Day Approval
No pressure, no hidden fees. Got my Toyota Corolla with affordable payments.
James T., Niagara Falls
Purchased: 2021 Toyota Corolla
⭐⭐⭐⭐⭐
Bankruptcy OK
Even with bankruptcy 2 years ago, they got me approved. Best car buying experience!
Maria G., Hamilton
Purchased: 2023 Mazda3

Featured Vehicles

Pre-approved pricing available instantly

✓ All Credit Types Welcome
✓ Same Day Approval
✓ No Hidden Fees

Over 50+ vehicles in stock • Updated daily

Proudly Serving Niagara & Hamilton

905 Autos works with trusted local dealerships across the Niagara region and Hamilton to ensure fast approvals and personalized car financing solutions.

St. Catharines
Niagara Falls
Welland
Thorold
Grimsby
Fort Erie
Port Colborne
Hamilton
Burlington
Stoney Creek
🏠

Local Dealerships

We partner with trusted dealers in your community who understand local needs.

Fast Delivery

Get your vehicle quickly with convenient pickup or delivery options.

🤝

Personal Service

Real people who care about getting you the right car at the right price.

Frequently Asked Questions

Get answers to common questions about our financing process

We work with all credit types! Whether you have excellent credit (720+), fair credit (600-659), poor credit (below 600), or no credit history at all, we have lending partners who can help. Our network of 15+ Canadian lenders means we can find financing options for almost everyone.

Still have questions?

Can't find what you're looking for? Call us at (905) 555-0199 or send us a message - we're here to help!

Ready to Find Your Next Car?

Get pre-approved in minutes. No hard credit pull. No surprises.

🔒 Your information is secure and will never be shared. SSL encrypted.