How 905 Autos Gets You Approved
Getting approved for a car loan has never been easier. Our simple 3-step process takes the stress out of auto financing.

Apply Online
Fill out our simple, secure form in under 3 minutes. No impact to your credit score.

Get Matched
We match you with financing options from trusted local Niagara and Hamilton lenders.

Choose Your Car
Pick a reliable vehicle that fits your budget and lifestyle. Drive away happy.
Who We Help
No matter your credit situation, we have financing solutions designed for you. Everyone deserves a reliable vehicle.
Why Drivers Trust 905 Autos
Why Customers Choose Us
We help people with all credit situations find the vehicle they need. No judgment, just solutions.
What Our Customers Say
“Got approved with a 580 credit score! Found the perfect Honda Civic in just 3 hours.”
“No pressure, no hidden fees. Got my Toyota Corolla with affordable payments.”
“Even with bankruptcy 2 years ago, they got me approved. Best car buying experience!”
Proudly Serving Niagara & Hamilton
905 Autos works with trusted local dealerships across the Niagara region and Hamilton to ensure fast approvals and personalized car financing solutions.
Local Dealerships
We partner with trusted dealers in your community who understand local needs.
Fast Delivery
Get your vehicle quickly with convenient pickup or delivery options.
Personal Service
Real people who care about getting you the right car at the right price.
Frequently Asked Questions
Get answers to common questions about our financing process
We work with all credit types! Whether you have excellent credit (720+), fair credit (600-659), poor credit (below 600), or no credit history at all, we have lending partners who can help. Our network of 15+ Canadian lenders means we can find financing options for almost everyone.
Still have questions?
Can't find what you're looking for? Call us at (905) 555-0199 or send us a message - we're here to help!