Submit an Application
Apply for matching with participating automotive dealers, lenders, finance providers, and application-matching partners. Approval, a rate, or an offer is not guaranteed.
Start Your Application
We Accept Many Credit Situations
Bad credit, no credit, bankruptcy, and non-traditional income applications are welcome. Participating providers make their own decisions.
Bad Credit (Under 600)
Applications with challenged credit are welcome. Any offer, credit reporting, and effect on a credit score depend on the participating provider and signed agreement.
No Credit History
First-time buyers and newcomers may apply. Participating providers determine how they assess income, stability, and credit history.
Bankruptcy (Discharged)
Post-bankruptcy applicants may apply. Participating providers set their own eligibility and documentation criteria.
Consumer Proposal
Applicants with an active or completed consumer proposal may submit an application. Participating providers apply their own criteria.
Collections or Judgments
Applicants may disclose collections or judgments. Participating providers decide how those facts affect eligibility.
Self-Employed
Applicants may report self-employment or non-traditional income. Participating providers decide what documentation they accept.
What to Expect After You Apply
Application Received
Your completed application is stored before any matching or delivery step. Submitting it does not authorize a credit report or credit check.
Consent-Governed Matching
With your consent, your application may be shared with participating automotive dealers, lenders, finance providers, and application-matching partners.
Provider Next Steps
A participating provider may contact you or request more information. Each provider makes its own decision and is responsible for presenting any rates, terms, and costs.
Review Any Offer
Review any offer and cost-of-credit disclosure carefully. Submitting an application does not guarantee approval, a rate, an offer, or vehicle availability.
Decide What Works for You
If you receive an offer, you decide whether to proceed with the participating provider. Timing and next steps vary.
Ready to Apply?
Complete the application when you are ready. No credit report or credit check is authorized by submitting this form.