Get Approved Today
Apply in 3 minutes. Get matched with the best financing options for your situation. No hard credit check, no obligation.
See Your Buying Power
We Help All Credit Situations
No matter what your credit history looks like, we have solutions to get you approved.
Bad Credit (Under 600)
We work with subprime lenders who specialize in credit rebuilding loans. Many customers see credit score improvements within 6-12 months of on-time payments.
No Credit History
First-time buyers and newcomers to Canada can get approved based on income and stability, not credit history alone.
Bankruptcy (Discharged)
Post-bankruptcy financing is available. We have lenders who specialize in helping people rebuild after financial hardship.
Consumer Proposal
Whether active or discharged, we can find financing options that work with your current situation.
Collections or Judgments
Past collections don't automatically disqualify you. We look at your current situation and ability to pay.
Self-Employed
Non-traditional income? We work with lenders who understand self-employment and can verify income flexibly.
What to Expect After You Apply
Instant Confirmation
As soon as you submit, you'll see an on-screen confirmation and your details go straight to our team. There's no hard credit pull just to see your options — checking won't affect your credit score.
Personal Review
A member of our team reviews your application personally - usually within 1-2 hours during business hours. We'll reach out by phone or email with your options.
Financing Options
We present you with financing options from our network of lenders. You'll see estimated rates, terms, and monthly payments - no surprises.
Choose Your Vehicle
Once you're approved, browse our inventory of quality used vehicles. We'll help you find something that fits your budget and needs.
Drive Away Happy
Complete your paperwork (we handle most of it), and drive away in your new vehicle. Many customers complete the entire process same-day!
Ready to Get Approved?
It takes less than 3 minutes. No hard credit check. No obligation.